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Getting a Personal Loan Without Salary Transfer

Getting a Personal Loan Without Salary Transfer

There are certain companies in the UAE that do not create a salary account in the bank for their employees and they pay salaries either through cheque or cash due to whatsoever reason. It might not create any problem for an employer but it can be problematic for an employee especially when they approach a bank or financial institution for a personal loan.


You know, why?


One of the most important requirements that lenders require is your valid income proof to know whether you are capable of repaying the loan. Therefore, they ask for the proper documentation that verifies your loan repayment ability. The documentation includes a salary transfer letter, proof of employment, bank statement, etc.


In addition to this, lenders also check your credit score to see your payment history. As personal loans are offered on no guarantor or collateral, lenders expect the applicant to transfer their salary to their respective bank accounts to reduce the risk in getting the owned funds back.


However, there are few lenders that provide a personal loan in UAE without a salary transfer keeping the basic requirements of its customers in mind. All you need to meet the eligibility criteria of the respective lender and submit the required documents to procure consumer loan.


Read Full Guide here:

policybazaar.ae/how-can-i-get-persona…


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24 Saved
43 Comments
Malik· Nov 18, 18:35
Hy
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1 Like
Malik· Nov 18, 18:35
How r u
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Md Akhtar· Nov 25, 15:09
Plz call or WhatsApp me on 0564510709 for more information
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Muzammal· Nov 18, 18:36
Hi
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Md Akhtar· Nov 25, 15:09
Plz call or WhatsApp me on 0564510709 for more information
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Muhammad· Nov 18, 18:37
How tel me please
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Md Akhtar· Nov 25, 15:07
Plz call or WhatsApp me on 0564510709 for more information
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Daniyal· Nov 18, 18:37
How
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Saimum Islam· Nov 18, 18:39
How
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Md Akhtar· Nov 25, 15:08
Plz call or WhatsApp me on 0564510709 for more information
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Polash· Nov 18, 18:43
How
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Polash· Nov 18, 18:44
Who give sir
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Charanjit· Nov 18, 18:46
Hlo
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Gurmej· Nov 18, 18:46
I need lone but how give advice and contact information plz
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Md Akhtar· Nov 25, 15:05
Hello sir Which company u r working for
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Md Akhtar· Nov 25, 15:06
Plz Whatsapp me on 0564510709
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Raza· Nov 18, 18:48
How can i get ??
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Winner· Nov 18, 19:20
How to aaply what is the procedure?
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Md Akhtar· Nov 25, 15:07
Plz call or WhatsApp me on 0564510709 for more information
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1 Like
Mohd· Nov 18, 19:25
0567708031
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Firoz· Nov 18, 19:26
How I can get?
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Md Akhtar· Nov 25, 15:07
Plz call or WhatsApp me on 0564510709 for more information
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Sheikh Yousaf· Nov 18, 19:42
Hey
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Prabu· Nov 18, 19:46
Anyone is looking for personal loan , can contact me 0552645046
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1 Like
Krishna· Nov 21, 19:00
Yes I required
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Jaydeep· Nov 18, 20:04
How?
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Kiran· Nov 18, 20:26
Don’t go and get Loan from financial institutions you need to only get the loan from international or local banks
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2 Likes
Saimum Islam· Nov 19, 01:50
Do you know someone can help about this matter
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Kiran· Nov 19, 03:13

Saimum Islam what is the matter you are looking solution for. Are you looking for loan. You need to get the eligibility check done

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Prabu· Nov 19, 04:43

Saimum Islam call me 0552645046, I will guide you

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Kiran· Nov 18, 20:26
Dunia Bank, BNP Paribas, Finance House please avoid as the interest rates would be very high
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Nazakat· Nov 18, 21:02
Hi
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Mohd· Nov 18, 21:22
How are you
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Praveen· Nov 19, 03:20
Hi
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Prabu· Nov 19, 04:44
Hai
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Sukhraj· Nov 19, 13:54
Hello
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G
Gurdeep· Nov 19, 14:24
Minimum salery requirements
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Shezan· Nov 19, 18:05
Hi
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Adnaan· Nov 19, 19:13
Hi
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Adnaan· Nov 19, 19:14
I am working in Dubai I have Dib acount Haw I teak pros al loan Can you gied mi
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Shaby· Nov 28, 09:45
Its depend on your salary in DIB bank you can get your 18 salaries for 4 years instalments plan but your salry should be 3000 or above.
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Mohammed· Nov 19, 23:51
This all of lier
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Anjaan· Nov 20, 12:24
Hi
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Gurmej· Nov 20, 13:46
Hi
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Gurmej· Nov 20, 13:46
Hi
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Padikkathavan· Nov 23, 03:05
How much minimum salary?
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Shaby· Nov 28, 09:46
3k ... in DIB only
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Maso· Nov 23, 06:35
How much minimum salary to get loan
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Akash· Nov 23, 18:45
I need a loan please
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Usman· Nov 24, 15:36
Salary requirements?
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Polash· Nov 25, 06:53
How much minimum salary
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Winner· Nov 25, 16:41
Sure
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Prabu· Nov 26, 14:11
5k must be the minimum salary & company must be listed
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2 Likes
Mohammed· Nov 27, 15:09
Which requirements sr
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Krishna· Nov 27, 19:11
I need loan
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Shaby· Nov 28, 09:48
Hi guys if your salry pay slip is 3000 dhirm you can get personal loan from Dubai Islamic Bank they will approve your 18 salaries as a loan. For 2 years or 4 years instalment plan..
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Sukhraj· Nov 28, 15:51
I need
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Sukhraj· Nov 28, 15:52
My no.0554073805
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Shaby· Nov 28, 09:50
And the personal loan approval also depends on your company because once you will apply for it your company will receive the email as well if they reject it then no chance.😔
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Shaby· Nov 28, 09:54
If some one living in abu dhabi city they can text me personally i will guide them and also provide them a agent contact number from DIB.
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Shaby· Nov 28, 09:57
Who ever living in dubai just go to the dib head office or main branch and ask them to meet with agent for personal loan he will help you A to z because they are searching for customers as well.
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