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Learn what you have, how much you need?

Learn what you have, how much you need?

When was the last time you looked at your life insurance policy? Do you even know where it is?

People buy life insurance policies, tuck them away in a drawer and forget about them. They don’t realize that these documents should be reviewed often because life insurance needs change as personal or financial circumstances change.

Get a Life Insurance Check-Up

Once a year and whenever a big life event happens – such as a new job, marriage or baby – make sure to meet with your financial professional to discuss the following four things about your coverage:

  1. Amount: How much do you need? How can you figure it out?
  2. Life changes: Life events (childbirth, mortgage, divorce, job change, health issues) can impact the value, term or type of insurance you need.
  3. Beneficiaries: Did you get married/divorced? Do you have a new business partner?
  4. Term length: Is the term still appropriate, or do you have to extend it or convert to a different type of insurance?

Make sure you have the protection you need. Schedule a life insurance check-up with your licensed insurance agent.

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