No matter how young you are, you have loved ones to protect.

Although you may not have started your own family, you may provide or receive support from family members, and you don’t want to create a financial burden for them should something happen to you.

That’s why life insurance can make sense. It can help:

• Replace your income to support loved ones who depend on you
• Provide for children
• Cover burial costs and other final expenses
• Pay off your debt, especially student or car loans for which a parent may be a co-signer

Life insurance can also offer living benefits. For example, a whole life insurance policy builds cash value from which you can borrow to, for example, purchase a first home. But it’s important to note that outstanding loan balances are deducted from the death benefit.

The Time Is Now

You may think that life insurance is too expensive, but young people in good health tend to get some of the industry’s best rates. Talk to a licensed insurance agent about how to make life insurance part of your life now.