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The Student Assistance Program has been of major help since ever. Education is on the priority list of every parent even before the child takes birth. They start saving even before the child is even born so that there is a sufficient amount for their kids’ education.

Canada being the most famous and  hub of education welcoming one third of the world immigrants comes with the Student Assistance Program for under-priviliged students to get through their education hassle-free.

Canada has approximately 200 institutions of higher education at which to pursue a bachelor’s, master’s, or a doctorate degree, so just imagine the number of choices a student has before getting inside a certain college in Canada.

If you are studying in Canada using a study permit (if you are an international student), you are not eligible for OSAP. However, you might be eligible for financial assistance from your college or university.

The most common form of a financial aid in many universities and colleges are Scholarships. Scholarship is generally based on the academic performance of students but some scholarships are also on the basis of volunteering or work in a specific field of study or work. Many scholarships are open to international students as well as domestic students.

The other form of financial aid for students is Bursaries. They are usually based on both financial need and academic achievement.

More than 380,000 students – more than half of all full-time students –received student financial aid in 2014-15.

You can only be eligible for SAP(Students Assistance Program) if you don’t have enough money from other sources to cover your college or university expenses. The income that you report to OSAP generally needs to match what you reported to the Canada Revenue Agency (CRA) when you filed your taxes.

Some charities, foundations and private companies give out scholarships. Here are some examples:


Scholarships Canada and Student Awards - Resources that will help you find scholarships and awards according to university, or your own personal profile. You need to register for these sites, but the search service is free.

TD Canada Trust Scholarships - Awarded to Canadian Students based on leadership in the community.

RBC Royal Bank Scholarships - Various scholarship programs awarded to Canadian citizens or permanent residents, including a program specific to medical and dental students.

Many students work in order to pay for their studies. You may wish to study part-time so that you can work full-time. International students are restricted in their right to work or volunteer while in Canada. Detailed information for international students is available from Immigration, Refugees and Citizenship Canada (IRCC).

You can contact a community agency for more information. To find help in your area, go to Services Near Me.

Grants and loans for full-time and part-time students

The Government of Canada offers student grants and loans to full-time and part-time students. Grants and loans help students pay for their post-secondary education.

·   apply for grants and loans in one application, directly with your province of residence

·   you don't need to repay grants you receive

·   you need to repay loans after finishing school, with interest

·   you may be eligible for more than 1 type of grant - when you apply with your province, they will assess your eligibility for all available grants.

How much can you get?

The amount you can receive depends on several factors, including:

·    your province or territory of residence

·    your family income

·    if you have dependents

·    your tuition fees and living expenses

·    if you have a disability

·   The amount you can receive in grants and loans is calculated when you apply with your province or territory.


To find out if you can receive Canada Student Grants or Loans, use the federal student aid estimator. Note that this estimator doesn't take into account the provincial and territorial student grants and loans.


32 Saved
Harbhajan· Aug 19, 16:06
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Harbhajan· Aug 19, 16:16
Geetanjali· Aug 29, 11:47
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Mohsin· Oct 28, 19:06
Law about marriage of an international student with a Canadian citizen