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How High of a Policy Maximum Do You Need on Your Visitors Insurance?

How High of a Policy Maximum Do You Need on Your Visitors Insurance?

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When choosing a travel insurance plan, you will see a policy maximum dollar amount. What contributes to this cost and how much is right for you?


A policy maximum is the total amount of money that your insurance plan will pay you if an incident were to occur. Policy maximums can run from $8,000 USD to $8 million USD, depending on the plan purchased. If you have to use your insurance plan for any reason on your visit, your travel insurance plan from VisitorsCoverage will cover expenses detailed in the policy up to the maximum amount. The important thing is to get a high enough policy maximum to cover all medical costs if something catastrophic should happen while traveling.


What Factors Determine the Cost of a Plan and Policy Maximum for Visitors Insurance?


  • For how long will you be traveling?
  • How old are the travelers?
  • To what country are you traveling?
  • Do any of the travelers have pre-existing conditions?
  • What types of activities will you be doing on your trip?


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