Indians in Bay Area
BAMBOO IT UP

BAMBOO IT UP

by Real Estate Simplified

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The Role Access Plays in Getting Your House Sold

The Role Access Plays in Getting Your House Sold

by Real Estate Simplified

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and you’ve been asked what level of access you want to provide to potential buyers.


There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing, and Price. There are many levels of access you can provide to your agent to be able to show your home.

Here are five levels of access you can provide to a buyer, each with a brief description:


  • Lockbox on the Door – This allows buyers the ability to see the home as soon as they are aware of the listing, or at their convenience.


  • Providing a Key to the Home – Although the buyer’s agent may need to stop by an office to pick up the key, there is little delay in being able to show the home.


  • Open Access with a Phone Call – The seller allows showing with just a phone call’s notice.


  • By Appointment Only – Example: 48-hour notice. Many buyers who are relocating for a new career or promotion start working in that area prior to purchasing their home. They often like to take advantage of free time during business hours (such as their lunch break) to view potential homes. Because of this, they may not be able to plan their availability far in advance or may be unable to wait 48 hours to see the house.


  • Limited Access – Example: the home is only available for a couple of hours a day. This is the most difficult way to be able to show your house to potential buyers.


In a competitive marketplace, access can make or break your ability to get the price you are looking for, or even sell your house at all.


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Homeownership Will Always Be a Part of the American Dream

Homeownership Will Always Be a Part of the American Dream

by Real Estate Simplified

On Labor Day we celebrate the hard work that helps us achieve the American Dream.


Growing up, many of us thought about our future lives with great ambition. We drew pictures of what jobs we wanted to have and where we would live as a representation of a secure life for ourselves and our families. Today we celebrate the workers that make this country a place where those dreams can become a reality.


According to Wikipedia,


Labor Day honors the American labor movement and the contributions that workers have made to the development, growth, endurance, strength, security, prosperity, productivity, laws, sustainability, persistence, structure, and well-being of the country.”


The hard work that happens every day across this country allows so many to achieve the American Dream. The 2019 Aspiring Home Buyers Profile by the National Association of Realtors (NAR) says,


“Approximately 75% of non-homeowners believe homeownership is part of their American Dream, while 9 in 10 current homeowners said the same.”


Looking at the number of non-owners, you may wonder, ‘If they believe in homeownership, why haven’t they bought a home yet?’. Well, increasing home prices and low inventory can be part of the reason why some haven’t jumped in, but that does not mean there is a lack of interest. The same report shows the increase in the desire to buy in the last year.


As we can see, there are more and more people each quarter who want to buy a home. The good news is, as more inventory comes to the market, more non-homeowners will be able to fulfill their dreams. Finally, they’ll be able to move into that home they drew when they were little kids!


Bottom Line

If you’re a homeowner considering selling, this fall might be the right time, as there are buyers in the market ready to buy. Let’s get together to determine how you can benefit from the pent-up housing demand.


General Questions? Drop a comment

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For a no-obligation & customized home buying or selling solution, text/call us NOW!





10 Steps To Buying A Home

10 Steps To Buying A Home

by Real Estate Simplified

General Questions? Drop a comment

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THINGS TO CONSIDER WHEN BUYING A HOME

THINGS TO CONSIDER WHEN BUYING A HOME

by Real Estate Simplified


5 Easy Steps to Avoid Overwhelm from Media Overload

5 Easy Steps to Avoid Overwhelm from Media Overload

by Real Estate Simplified

When someone is thinking about buying or selling a home, they want to be well-informed. They want to make the right decision for themselves and their family. They scour the internet for any information they can find about the housing market.


Today, there is an abundance of information available. It is often conflicting news. It can easily lead to confusion and concern, perhaps even causing a potential buyer or seller to cancel their plans to move altogether. Instead, the best things to do are sit down and take a deep breath.


In a recent article, Jeff Davidson, a recognized speaker on the subject of productivity, explained:


“The pace at which new information arrives will accelerate every day…Too often, the reflex to take action only exacerbates your time-pressure problems. Do not bite off more than you can chew, and acknowledge that often, the wisest response to too much competition for your time and attention is to simply slow down to assess the best way to proceed.”


To that point, here is an easy five-step process to follow if all of this information seems overwhelming:


  1. Calm Down – Don’t let the confusion lead to concern or panic.
  2. Slow Down – As Davidson suggests, just “slow down to assess.”
  3. Think – Remember the reasons you wanted to move in the first place. Are they still important?
  4. Plan – Determine whether or not the new information should change anything. If you need further clarification on some points, reach out to a real estate professional in your area for a better understanding.
  5. Act – After thorough consideration, feel good about your decision, whether you decide to move or not.


Bottom Line


Don’t let the plethora of seemingly conflicting information on the housing market stop you from moving forward with your life. Let’s get together to ensure you get the valuable counsel you need so you can make the right decision for you and your family.


General Questions? Drop a comment

Call/Text: 408.401.1003

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Buying a Home: Do You Know the Lingo?

Buying a Home: Do You Know the Lingo?

by Real Estate Simplified

Some Highlights:


  • Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
  • To point you in the right direction, here’s a list of some of the most common language you’ll hear when buying a home.
  • The best way to ensure your home-buying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher.’


General Questions? Drop a comment

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Mid-Year Housing Market Update: Three Things to Know Today

Mid-Year Housing Market Update: Three Things to Know Today

by Real Estate Simplified

Shifting trends and industry-leading research are pointing toward some valuable projections about the status of the housing market for the rest of the year.


If you’re thinking of buying or selling, or if you just want to know what experts are saying is on the horizon, here are the top three things to put on your radar as we head into the coming months:


  1. Home prices are appreciating at a more normal rate: Home prices have been appreciating for about ten years now. Experts at the Home Price Expectation Survey, Mortgage Bankers Association, Freddie Mac, and Fannie Mae are forecasting continued growth throughout the next year, although it should be leveling-off to normal appreciation (3.6%), as we move into 2020.
  2. Interest rates are low: Over the past 30 years, the average mortgage rate in the United States has been 8.27%, and rates even peaked as high as 18% in the 1980s. Today, at 3.81%, the rate is considerably lower than the historical 30-year average. Although experts predict it may climb into the low 4% range in the near future, that’s still remarkably lower than our running average, suggesting a great time to get more for your money over the life of your loan.
  3. An impending recession does not mean there will be a housing crash: Although expert research studies such as those found in the Duke Survey of American CFOs and the National Association of Business Economics, are pointing toward a recession beginning within the next 18 months, a potential recession isn’t expected to be driven by the housing industry. That means we likely won’t experience a devastating housing crash like the country felt in 2008. Expert financial analyst Morgan Housel tweeted:
“An interesting thing is the widespread assumption that the next recession will be as bad as 2008. Natural to think that way, but, statistically, highly unlikely. Could be over before you realized it began.”


In fact, during 3 of the 5 last U.S. recessions, housing prices actually appreciated.


Bottom Line

With prices appreciating and low interest rates available, it’s a perfect time to buy or sell a home. Let’s get together to discuss how you can take the next step in the exciting journey of homeownership.


General Questions? Drop a comment

Call/Text: 408.401.1003

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Can I Use Restricted Stock Units To Qualify For A Mortgage?

Can I Use Restricted Stock Units To Qualify For A Mortgage?

by MYRA Wealth

Is your employer offering restricted stock units as part of their compensation package? When it comes time to apply for a mortgage for a home purchase, one logical question is: do my RSUs count as part of my income?


https://myrawealth.com/insights/can-i-use-restricted-stock-units-rsus-to-qualify-for-a-mortgage

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