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Created at June 10, 2020

Health Insurance Plans for Immigrants

Here Are The Best Places That Provide Health Insurance At Affordable Rates For Immigrants

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Insured Nomads
Insured Nomads
(0)
120 19th St N Suite 401, Birmingham
Rate
Eusoh
Eusoh
(0)
9001 Wilshire Blvd Suite 207, Beverly Hills
Rate
Oscar
Oscar
5.0
(2)
https://www.hioscar.com/
Rate
Oscar Health Insurance is a startup that provides individual and business health insurance policies. The company's plans are more expensive when compared to competitor policies and are limited to a small number or states and counties. However, Oscar excels at its customer service, and its member benefits are recognized as some of the best in the health insurance industry. Overall, the company is a good choice if it is available in your area and you want personalized healthcare coverage. There are three levels of plans for individual health insurance that Oscar sells: Simple, Saver and Classic health policies. The main differences between policy levels are the out-of-pocket expenses and deductibles. Furthermore, the categories also differ in the size of co-pays and co-insurance for specific health services. This can include prescription drugs and specialty providers like dermatologists or therapists. Although the plans have differences, they all are Affordable Care Act (ACA) qualified health policies and thus cover the essential benefits. Under the legislation, this includes free preventative care, an annual physical, pregnancy services and certain forms of birth control. Oscar plans do cover preventive lab testing, but it must be processed by Quest Diagnostics or another in-network laboratory to be covered. If you own or purchase an Oscar policy, make sure to ask your doctor to send any lab work to a preferred provider. If you are looking to cancel your Oscar health policy you can do so either directly through Oscar or via your state health insurance marketplace. Sample policies below are based on plans offered in New York City. Deductibles and monthly premiums for these plans will vary depending on your county.
Compass Student Insurance
Compass Student Insurance
4.7
(3)
214 Carnegie Center Dr #108, Princeton
Rate
<p>Compass offers insurance plans for those on J-1, F-1 visas and OPT. Their plans range from $35/month to $137/month with reasonable deductibles of $250 or $100 per policy year/injury depending on the plan. And no deducible/copay for health centers at your school.</p>
International Student Protection
International Student Protection
4.7
(3)
111 John St #750, New York
Rate
ISP offers more than 10 plans for those on F1, J1/J2 and OPT visas. They offer everything from essential, basic plans to sports plans.
VisitorsCoverage Inc.
VisitorsCoverage Inc.
5.0
(1)
2350 Mission College Blvd #1140, Santa Clara
Rate
Visitors Care is a fixed coverage plan for non-U.S. citizens traveling outside their home country. You can obtain an instant quote and/or purchase online on this web site. The insurance coverage can start as early as the next day or any future date you specify. As soon as you make a purchase, you will receive a virtual id card in your email. Physical cards along with the policy will be mailed to you on the next business day. You should receive them in about five to seven business days within the United States. The insurance company will generally pay for new medical conditions, injuries or accidents that may occur after the effective date of the policy. Limited coverage for acute onset of pre-existing conditions is available for ages younger than 70 years. It does not cover any expenses related to pre-existing conditions, preventive check ups, immunizations or maternity. Prescription drugs are covered according to the schedule of benefits for covered medical expenses. Dental is covered only up to $550 for emergency treatment from an accident covered under the plan. Consider a low cost plan from CAREINGTON that provides excellent dental coverage. Visitors Care provides coverage anywhere outside of your residence country including travel time as well.
Well Away
Well Away
5.0
(1)
https://www.wellaway.com/en/about/
Rate
WellAway, is a Medical Insurance Provider offering Healthcare cover to expats in the United States. They also ofer cover for Personnel Protection, Kidnap and Ransom Insurance as well as Disability cover WellAway offer Health Insurance cover in the US with their "New American" plan.  This Health Insurance plan is FATCA compliant and therefore licenced in the US. WellAway emphasises comprehensive benefits in their Medical Insurance plans. Their US PPO Network is large which maked it easier to find a suitable Medical Facility. They offer first Class Medical Expertise in the US so that you can focus on life abroad. One important aspect of WellAway is their experience related to cultural diversity. Their employees come from different backgrounds while having strong insights of US Healthcare system. This makes them particularly suitable to deal with expats from different countries. WellAway compliancy includes the following: FATCA: meets all provision of the United States FCPA: Complies with US Foreign Corrupt Practises Act (FCPA)OFAC: No activity with Individual or organisations listed on the Office of Foreign Assets Control Registry.BMA: Compliant with the rules and regulations of Bermuda Monetary Authority.NAIC: The National Association of Insurance Commissioners (NAIC) granted WellAway "qualified juridiction" status.
Insubuy
Insubuy
5.0
(1)
https://www.insubuy.com/new-immigrant-insurance/
Rate
Insubuy works with most major companies in the US that provide visitors insurance.  Plans availability varies from 3 months to 5 years.Coverage available in most U.S. states.Easy application process; most plans require no medical underwriting.New immigrants insurance is available for up to age 99 years.Most suitable for elderly new immigrants who do not qualify for Medicare coverage or other domestic health insurance.In new immigrant insurance, there may be a deadline to enroll after your arrival in the U.S.Most new immigrant insurance plans provide the flexibility of a monthly payment.
Assurance is an online marketplace for life, health, or Medicare insurance that connects consumers with reputable U.S. insurance providers, brokerages, or agents to get the best rates possible. The company also sells its own brand of Accident and Sickness Hospital Indemnity insurance. The BBB-Accredited business was founded in 2009 and is headquartered in Bellevue, Washington.  In addition, Assurance offers its own brand of health insurance, Assurance IQ Choice, which is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Assurance IQ Choice has eight plans including a Basic, Choice, and Premier Plan all of which are Accident and Sickness Hospital Indemnity plans.  ASSURANCE IQ CHOICE INCLUDES:Guaranteed issue for members and their spouses ages 18 - 65 and dependent children through age 26; all pre-existing condition limitations applyDaily in-hospital indemnity: Choice of $200, $500, $750, $1,000, $1,500, or $2,000Surgery, ICU, emergency room, doctor's office visit, diagnostic X-ray and lab, wellness, anesthesia, loss of income, and ambulance benefits availableAccident or sickness outpatient doctor office visit benefit: $75 or $100 per visit up to 6 days payable per insured and per policy year
Spot
Spot
5.0
(1)
https://www.getspot.com/index.html
Rate
Spot starts at $25 a month and covers you up to $20,000 each time you’re injured. Your plan works whether you have health insurance or not and with any existing insurance plans you may have. Since it’s a subscription, you’ll be charged on the same day every month. You can rest assured knowing Spot has your back 24/7 worldwide. Spot is integrated across a number of mountain resorts, registration platforms, races, national governing bodies, and more.
Bright Health
Bright Health
5.0
(1)
https://brighthealthplan.com/individual-and-family
Rate
Bright Health works hard with their Care Partners – a carefully curated network of doctors, clinics and hospitals – to improve the quality of your healthcare experience while also saving you money. Bright Health new plan benefits for 2021: Plans that offer $0 deductible to help you save on all of your healthcare needs!*Bronze &amp; Silver plans with $0 copay on unlimited primary doctor visits.*Silver plans that offer $0 copay on preferred generic prescriptions.Caring doctors, clinics &amp; hospitals to work with you &amp; save you money.Telehealth Visits IncludedUrgent Care copay of just $50, plus a national network of providers.Earn cash rewards for taking healthy actions in your everyday life.Benefits included in all Bright Health plans to help you care for your family.
Clover Health
Clover Health
5.0
(1)
https://www.cloverhealth.com/en/plans
Rate
Clover Health Medicare Advantage plans have all the essentials—like hospital coverage, doctor visits, and drug coverage (Part D)—plus no-cost extras, like vision, dental, and hearing coverage. Plans include routine dental, vision, and hearing coverage plus allowances for eyeglasses or contacts, and hearing aids. Many plans include allowances for comprehensive dental coverage.In addition to in-person office visits, you can now see your doctor from the comfort of your home with a telehealth appointment. If your personal doctor isn’t available, Clover Health can connect you with a doctor or nurse practitioner via video or phone.All plans include quarterly allowances for over-the-counter (OTC) items. Save on everyday health-related items like thermometers, vitamins, allergy tablets, cough drops, bandages, cotton swabs, and more.All plans include prescription drug coverage, so there is no need for an additional plan. You’ll also save time (and often money) by getting 100-day refills of your prescriptions via mail order.Clover Health provide doctors with Clover Assistant technology at no cost. The Clover Assistant helps your primary care doctor get a more complete view of your overall health.
Cigna
Cigna
5.0
(1)
https://www.cignaglobal.com/
Rate
Cigna is more than a health insurance company. It is a global health service company. Cigna works with employers and organizations around the world helping employees stay healthy and on the job. It works closely with brokers and consultants to develop innovative programs, helps individuals and families improve their health, well-being and sense of security - and lower their medical costs. And, Cigna provides access to a global network of local physicians and hospitals - as well as 24/7/365 live customer service. Access to a global network of over 1.65 million trusted hospitals, clinics and doctorsTailor a plan to meet the needs and budget of you and your familySpecialising in delivering international healthcare for many years
ISO Insurance
ISO Insurance
4.5
(2)
150 W 30th St #1101, New York
Rate
ISO offers affordable health insurance for those one F1, J1, M1 and OPT. Their plans offer nationwide coverage. The deductible for some of their plans such as OPTima Basic is high at $400 but the monthly rate is only $30-$60 depending on the plan.
International Student Insurance
International Student Insurance
4.5
(2)
https://www.internationalstudentinsurance.com/
Rate
International student insurance offers plans for those on the F1, J1, OPT. They have great deductibles as low as $25 and maximum of $100 and coverage from 5 days to a year.
GeoBlue
GeoBlue
4.5
(2)
933 1st Ave, King of Prussia
Rate
Students with Geoblue have cashless access to the Blue Cross and Blue Shield Network in all fifty states. More than 90% of care providers are on the BlueCard Network so it will be very easy to access healthcare. They have a range of plans for International students/faculty in the US, those on the OPT and their eligible dependents such as spouse or child.
IMGLOBAL
IMGLOBAL
4.5
(2)
https://www.imglobal.com/
Rate
IMG offers plans for students/scholars on the F1 and J1 visa and their dependents. Their student health advantage plan provides even coverage for mental health, sports and pre-existing conditions with a $100 deductible. For more info: www.imglobal.com/international-student-health-insurance
GoHealth
GoHealth
4.5
(2)
https://www.gohealth.com
Rate
GoHealth’s mission is to improve access to healthcare in America. GoHealth’s licensed insurance agents offer unbiased advice to help customers navigate one of the most important purchasing decisions. GoHealth simplify the process, provide transparency of plan benefits and fit, help determine available government subsidies, and get this – we’re 100% free.
Esther Smith - State Farm Insurance Agent
Esther Smith - State Farm Insurance Agent
(0)
9801 Greenbelt Rd Ste 211, Seabrook
Rate