Homeis
Popular searches
Family & Kids
Food & Drinks
Legal
Essentials
Health
Lifestyle
Travel
Finance
Created at September 21, 2020

Car Insurance for Immigrants

Here Are The Best Places That Provide Car Insurance At Affordable Rates For Immigrants

Join 31,804 English Speaking Africans in USA!

Download homeis app to discover more in your community

Bonzah.com Car Rental Insurance
Bonzah.com Car Rental Insurance
(0)
321 E Walnut St, Des Moines
Rate
Gabi Insurance
Gabi Insurance
(0)
106 Lincoln Blvd #106, San Francisco
Rate
GEICO
GEICO
4.8
(4)
https://www.geico.com
Rate
You can buy Geico auto insurance in all 50 states. The average Geico auto insurance rates are $305.07/month, but you can save 15% by comparing rates. Shop around and compare Geico quotes to find out if Geico is the cheapest car insurance for your personal situation.
Root
Root
5.0
(2)
https://www.joinroot.com/coverage/
Rate
Root Insurance offers drivers a promise most others don’t: auto insurance rates based primarily on how you drive. To get an auto insurance quote from Root, you first take a “Test Drive,” where you let the company’s app track your driving behavior for two to three weeks. The better your driving, the better the quote, but there’s a bit more to Root than just that — details below. Root Insurance coverage optionsYou can get the typical coverage options from Root, including state-required coverages, comprehensive and collision. The company also offers: Roadside assistance, included in Root policies at no additional charge. While most insurers offer roadside assistance for a monthly or per-use fee, Root covers up to three incidents per six-month policy term, up to $100 per incident. Rideshare option for rental coverage. Most auto insurers offer rental reimbursement coverage, which pays for a rental while your car is in the shop due to a covered wreck. Root has the same coverage but is a little more flexible, allowing customers to instead be reimbursed for rides from Lyft. With each claim, the option is the customer’s, but Root says it can help you decide. Lyft on Us offers policyholders free Lyft rides on holidays like St. Patrick’s Day, New Year’s Eve and Independence Day. This program is not available in North Dakota. SR-22 availability. You can get an SR-22 form, a certificate you file with your state that proves coverage, from Root Insurance. Like most interactions with Root, you do this through the app. Root’s auto insurance discounts Because of Root’s unusual pricing model, it doesn’t need to offer many discounts to keep prices low. It does offer: Up to 10% discount for drivers who don’t use their phones on the road.A discount for Tesla drivers who use Autosteer, or automated steering.
Clearcover
Clearcover
5.0
(2)
33 W Monroe St, Chicago
Rate
👍👍👍👍
Branch
Branch
5.0
(1)
https://ourbranch.com.s3.amazonaws.com/blog/auto-insurance
Rate
Branch offers a quick and easy way of getting a bundled quote for auto and home insurance. Just provide your name and address and they do the rest. To help lower the cost of your insurance, Branch introduced its Vouch for me program which allows customers of Branch to request a "vouch" from other Branch customers in exchange for up to 5% off their insurance. The intent is to reduce insurance fraud by having others vouch for you, thus saving their customers money. The program was first introduced in Ohio and may not be available in all states.
MotionAuto
MotionAuto
5.0
(1)
https://www.motionauto.io/
Rate
Motion Auto uses highly pinpointed technology to bring you the lowest rates based on your driving habits and location. Unlike other telematics-based companies, you’ll most likely get coverage even if you need to improve your safe driving skills as you go.  Motion Auto helps you meet state requirements and then some, especially with its high liability coverage. Coverage included: Bodily injury liability. Pay for others’ medical bills with maximums as high as $500,000 total per accident.Property damage liability. Shoulder responsibility for damage you caused to other cars and property.Collision. Restore your car when you’re at fault for accident damage.Comprehensive. Cover car repairs after noncollision events like storms, theft or vandalism.Uninsured/underinsured motorist. Don’t strain your finances for damage caused by an underinsured driver.Medical payments. Coverage for accident-related medical bills.Loan/lease payoff. Pay off your loan or lease if your car value is worth less than your payoff amount after a total loss. What extra benefits and add-ons does Motion Auto offer?On top of a lower premium for your safe driving, the company helps you squeeze extra coverage and benefits for your bucks, including: Accident forgiveness. You won’t see your premium jump for your first accident after a long accident-free run.Diminishing deductibles. Watch your deductibles decrease as you continue to drive safely.Driver assistance. Find savings if your vehicle has added safety features, including driver assistance technology.Safe driver. See your premium drop as you improve your driving safety skills.Roadside assistance. Get roadside services like battery jumpstarts or changing a flat tire, plus access a tow truck through the app.Rental car. Get reimbursed for your rental if your car is in the shop for covered repairs.Custom parts. Protect the improvements you made to your car after purchase, like a customized upholstery or radio system.
Elephant Insurance
Elephant Insurance
5.0
(1)
https://www.elephant.com
Rate
Elephant Insurance is a small company, currently available in seven states: Illinois, Indiana, Maryland, Tennessee, Texas, Ohio and Virginia. Founded in 2009, Elephant only writes auto insurance policies. However, it sells other types of insurance, such as homeowners and renters, from other companies and offers a bundling discount in some states. Elephant sells policies directly to consumers, both online and through the phone. Elephant offers typical optional car insurance coverage types, including comprehensive, collision, roadside assistance and rental reimbursement coverage. It also offers: Legal assistance coverage: For as little as $5 per month, policyholders can add this coverage, which pays for legal fees associated with traffic charges, estate planning, family law and more.Diminishing deductible is an extra option only available if you have collision coverage, and it must be purchased with the initial policy or at renewal — not mid-contract. When you sign up, Elephant takes $100 off your collision deductible immediately and another $100 each year you’re accident-free afterward, up to $500. Should you have a wreck, the collision deductible won’t reset — it’ll stay the same for a year and then continue to decrease as you stay accident-free.
Insurify
Insurify
5.0
(1)
222 Third St #1320, Cambridge
Rate
Insurify is an online resource that allows users to compare quotes from multiple car insurance companies at once. Insurify partners with top insurance companies like Geico, Progressive, State Farm and more to offer personalized quotes based on the information customers provide. After getting quotes, Insurify connects customers with their chosen insurance company to complete the purchase of their policy directly. Depending on which company you choose, you might be able to complete the entire process online. Other carriers may require you to call a representative or reserve a rate so the insurer can call you to complete the purchase at a later time. Insurify’s comparison platform is one of the most-visited and top-rated online. Insurify claims to save users an average of $489 per year and earns an average 4.8 out of 5 rating from over 2,000 verified customer reviews on Shopper Approved. The company also has a Consumer Advocate rating of 3.7 out of 5, so customers can rest assured that Insurify is a quality resource.
Cuvva
Cuvva
5.0
(1)
https://www.cuvva.com/about
Rate
Cuvva Car Insurance, found online at Cuvva.com, is a new type of car insurance that has been designed for infrequent drivers and promises to provide “pay-as-you-drive” control over your car insurance.  According to the website, the creators of Cuvva Car Insurance realized that today’s standard car insurance unfortunately does not really fulfill the needs of many of today’s drivers, who own cars but actually drive them very infrequently because they work from home, are stay-at-home parents, or live in cities where they normally take advantage of public transportation. Cuvva Car Insurance decided to challenge what they considered the “the broken, bloated and lazy” insurance system and use the power of software, technology, and data to improve it.  This website promises that their customers will be able to save up to 70% over traditional car insurance by using their service and they do provide their customers with a calculator so they can estimate how much their insurance will cost them if they choose to switch over to their service.
MetroMile
MetroMile
5.0
(1)
https://www.metromile.com
Rate
Metromile exclusively sells pay-per-mile car insurance policies. The company estimates that people who drive fewer than 10,000 miles per year can save hundreds of dollars annually. If you don’t drive much and don’t mind having your driving tracked, Metromile’s pay-per-mile coverage might be what you’re looking for. Metromile’s car insurance rates are broken into two parts: a base rate and a per-mile rate, typically a few cents per mile. The base rate and cost per mile are determined using many of the factors other insurers use, such as age, driving history and credit. Metromile’s app tracks mileage using a device plugged into your car’s diagnostic port. Your monthly cost equals the per-mile rate multiplied by the number of miles you drove in the past month, added to your base rate. Metromile offers all the usual types of auto coverage you would expect, with add-on options available, including: Rental reimbursement: If you have collision and comprehensive insurance on your policy, you can add this coverage. If your car is in the shop due to a claim and you have the coverage, Metromile will pay up to $30 per day for up to 30 days for you to rent a car.Roadside assistance can help pay if you need a tow, get a flat tire or are locked out of a vehicle covered by the policy.Pet injury protection is included in Metromile’s comprehensive and collision coverage in all states it serves except Illinois and Virginia. It provides up to $1,000 if your dog or cat is injured in an accident.No-deductible glass repair if you purchase comprehensive coverage, and the glass doesn’t need to be replaced entirely.
Assurance is an online marketplace for life, health, or Medicare insurance that connects consumers with reputable U.S. insurance providers, brokerages, or agents to get the best rates possible. The company also sells its own brand of Accident and Sickness Hospital Indemnity insurance. The BBB-Accredited business was founded in 2009 and is headquartered in Bellevue, Washington.  In addition, Assurance offers its own brand of health insurance, Assurance IQ Choice, which is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Assurance IQ Choice has eight plans including a Basic, Choice, and Premier Plan all of which are Accident and Sickness Hospital Indemnity plans.  ASSURANCE IQ CHOICE INCLUDES:Guaranteed issue for members and their spouses ages 18 - 65 and dependent children through age 26; all pre-existing condition limitations applyDaily in-hospital indemnity: Choice of $200, $500, $750, $1,000, $1,500, or $2,000Surgery, ICU, emergency room, doctor's office visit, diagnostic X-ray and lab, wellness, anesthesia, loss of income, and ambulance benefits availableAccident or sickness outpatient doctor office visit benefit: $75 or $100 per visit up to 6 days payable per insured and per policy year
Safeco
Safeco
5.0
(1)
https://www.safeco.com/
Rate
Safeco Insurance sells personal auto, homeowners and specialty insurance products. Safeco’s parent company, Liberty Mutual Group, is an insurance giant — the sixth-largest auto insurance seller. Safeco policies include these unusual features that set it apart from most insurers: First aid reimbursement up to $10,000 for first aid administered after an accident.Accident forgiveness: After a certain number of years with no accidents or violations, Safeco won’t raise your rates after your first accident.Diminishing deductible: If you don’t make a car insurance claim, Safeco will reduce your collision deductible each year by $100, up to $500 or five years.In addition, you can choose from several coverage options if they’re available in your state, including: Rideshare coverage: If you drive for a company like Uber or Lyft, your personal policy is suspended while you use the app. Meanwhile, the ridesharing company’s insurance is limited between rides, or while you’re on the way to pick up customers. Safeco can cover the gap for less than $10 per month for most drivers in states where this coverage is available.New car replacement: If your car is totaled or stolen and is less than one year old, Safeco will pay to replace it with a comparable new car.Personal property coverage pays out if your belongings are damaged in an accident or stolen from your car. Typically, this is covered by renters or homeowners insurance if you have it.Emergency assistance package includes roadside assistance and personal property protection, plus up to $100 for expenses and up to $500 for meals, lodging and transportation if you’re in an accident more than 25 miles from home.Gap coverage: If your car is totaled or stolen, Safeco pays the difference between how much is left on your loan or lease and the value of your car.Electronic key and lock replacement pays to replace lost or stolen electronic keys, remote control pads and locks, with no deductible.CD and DVD replacement pays out when your audio-visual media such as DVDs, CDs and videotapes are damaged or stolen.Custom equipment coverage will protect equipment that was not installed at the factory or dealership, including permanently installed audiovisual equipment, a modified or custom engine, roll bars, custom wheels, murals and decals.Pet coverage for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.
Erie Insurance
Erie Insurance
5.0
(1)
https://www.erieinsurance.com/auto-insurance
Rate
Erie Insurance is a strong choice for auto insurance. The Erie, Pennsylvania, insurer operates in 12 states and Washington, D.C., and makes most customers happy: Erie gets generally high marks for satisfaction in J.D. Power ratings and few complaints. Auto insurance policies from Erie Insurance include extras that may not be available in every state, such as: Accident forgiveness, which prevents you from facing a surcharge after your first at-fault accident once you’ve been an Erie customer for three years.Travel expense coverage: Up to $75 per passenger for food and lodging if a covered wreck leaves you stranded far from home.Pet injury coverage: Up to $500 each for veterinary care for pets injured in your vehicle in an accident, up to $1,000.If you buy comprehensive auto insurance, Erie throws in more perks: Glass repair with no deductible, and a new set of wiper blades if your windshield is replaced.Locksmith service of up to $75 if you lock your keys in your car.Personal items coverage of up to $350 for clothing, luggage and other belongings inside an insured vehicle. Auto policies typically don’t cover personal items in the car. This extra is also available with Erie’s collision insurance.Erie’s Auto Plus package, for $30 a year (or $25 in North Carolina), adds an assortment of benefits, some of which vary by state: Diminishing deductible, which reduces your deductible by $100 for every consecutive year you don’t file a claim, up to $500.10 extra days of rental car coverage after an accident.Higher limits for some coverage, including locksmith costs and personal items.Waived deductible on your auto policy if an accident involves your home and it’s also insured with Erie. For example, if you hit your garage door with your car, only your homeowners deductible would apply.A death benefit of $10,000 per person if someone dies from a covered accident.Erie also offers additional auto insurance options like: Rate lock, which lets you lock in your auto insurance rates until you add or remove drivers, add or remove vehicles, or move. In New York, where rate lock isn’t available, Erie offers accident forgiveness without a three-year wait.New car protection: If you have a car up to 24 months old and it’s totaled, Erie will replace it with a new car of the current model year, but this isn’t available in every state.Better car protection: If your car is at least 24 months old and is totaled, this coverage will pay for a car of the same make and model two years newer, or it will pay off the auto loan if there is one. This coverage isn’t available in every state.Generous rental car coverage and options: Most auto insurers offer rental car coverage at an extra cost, so you have a way to get around if your car is in the shop for covered damage. Erie includes the basic coverage free in its comprehensive coverage, but you can pay for upgraded rental options, such as a luxury car or SUV instead of a sedan.Rideshare coverage: If you drive for a service like Uber or Lyft, the companies’ policies cover you while you’re carrying passengers or en route to pick them up, but not while you’re waiting for ride requests. Erie’s rideshare insurance for drivers covers that gap.
Liberty Mutual
Liberty Mutual
5.0
(1)
https://www.libertymutual.com/
Rate
Liberty Mutual is the nation’s sixth-largest auto insurer based on direct premiums written. In addition to home and auto insurance, Liberty Mutual offers a vast array of personal and commercial insurance policies. Liberty Mutual offers standard auto policies to which you can add several types of optional coverage, including: Accident forgiveness. Your premium won’t increase as a result of your first accident if you’ve had no crashes or traffic violations for five years. This coverage is not available in California and may vary by state.New car replacement. If your car is totaled in the first model year and first 15,000 miles, you’ll be reimbursed the cost of a new car, not just the depreciated value.Better car replacement. This takes new car replacement a step further: If your car is totaled at any age or mileage, you’ll be reimbursed for a car one year newer and with 15,000 fewer miles on it than your totaled car.Deductible fund. When you add this feature to your policy, Liberty Mutual creates a “fund” to lower your collision deductible. The insurer contributes $70 while you contribute $30 each year.Repair guarantee. If you use an approved shop, Liberty Mutual will guarantee the repairs for as long as you own the vehicle.Gap insurance. If your car is totaled and you owe more on your loan or lease than it was worth, gap insurance will pay the difference.Teachers’ Auto Insurance is a unique offering from Liberty Mutual. Although it may not be available where you live, it comes at no extra cost to teachers and includes: Vandalism loss protection. No deductible if your vehicle is vandalized during school-related events or on school property.Personal property coverage. Liberty Mutual will reimburse you up to $2,500 per occurrence if your teaching materials or school-owned property are stolen or damaged while in your vehicle.Collision coverage. There’s no deductible if your car is damaged in an accident while driving it for school business. (In Pennsylvania, a $100 deductible applies.)
Travelers
Travelers
5.0
(1)
https://www.travelers.com
Rate
Travelers is one of the most enduring and well-known names in insurance. It’s among the nation’s largest providers of home and auto insurance policies. If you’re looking for an in-person experience with an agent and want to buy multiple products from one provider, Travelers might be a good fit. Beyond the standard coverage options, Travelers has additional auto insuranceoptions available. Gap insurance protects your auto lease or loan. If your car is totaled before it’s paid off or the lease is up, Travelers pays the difference between your loan’s balance and the car’s value when it’s totaled.Ridesharing insurance is available from Travelers in Illinois and Colorado for people who drive for companies like Uber or Lyft. Ridesharing companies usually pay for some liability when drivers are en route to pick up a passenger and until drop-off, but not in between rides. This coverage is not available in all states.IntelliDrive uses an app to track your driving speed, the time of day, and braking and acceleration habits for 90 days. It’s available in 31 states. At renewal, you can get a discount of up to 20% for good driving — or your rates could go up if you have risky driving habits (except in certain states). Note: This program is only available in select states.Premier New Car Replacement can benefit you if your car is totaled and is five years old or newer. This coverage pays to replace the car with a brand new one, plus includes gap insurance to pay off any loan or lease balance when the car is totaled. If your car’s glass needs to be repaired, enrolling in this program means you could have a lower deductible.Travelers’ Responsible Driver Program offers two types of forgiveness: One accident and one minor violation are forgiven every 36 months, so your rates won’t go up after a crash or ticket.The Premier Responsible Driver Program includes the above accident and violation forgiveness perks, as well as a decreasing deductible ($50 off for every six months accident-free, up to $500 off your deductible). If your car is totaled, your deductible is waived in this program.
USAA
USAA
4.5
(2)
https://www.usaa.com/
Rate
USAA auto insurance rates are about 33.66% lower across all 50 states, but membership is exclusive to military personnel and their families. USAA is one of the top-rated insurance companies in the U.S.
American Family Insurance
American Family Insurance
4.5
(2)
https://www.amfam.com
Rate
The monthly average rate for property and bodily injury coverage is $199.16. American Family auto insurance has written over 33 million premiums.
State Farm
State Farm
4.5
(2)
https://www.statefarm.com
Rate
State Farm is a well known company rated highly by A.M. Best and JD Power. State Farm offers many discounts for qualified drivers. Save up to 40% by comparing quotes.
Nationwide
Nationwide
4.5
(2)
https://www.nationwide.com
Rate
Looking at Nationwide auto insurance but want to compare? Nationwide's average auto insurance rate is $411.33/mo and is available in all 50 states.
Progressive Direct
Progressive Direct
4.5
(2)
https://www.progressive.com
Rate
Progressive Direct Auto Insurance has consistently been ranked fourth in the nation and has received an excellent rating by rating companies for the past five years. Average Progressive auto insurance rates are $327.91/month.
Allstate
Allstate
4.5
(2)
https://www.allstate.com/
Rate
The average Allstate auto insurance rates are $411.33/month, and Allstate car insurance is available in all 50 states. They're a top ten company by market share and have average to strong ratings.
First Chicago Car Insurance
First Chicago Car Insurance
4.5
(2)
https://www.firstchicagoinsurance.com/
Rate
Whether you are shopping for an insurance policy or you’re already one of our customers, it is important to understand the different types of coverages that make up a policy. Auto insurance is really a package of four (4) primary coverages; Liability coverage, Vehicle Medical Payments, Uninsured Motorists coverage and coverage for Damage to Your Vehicle. Taken together, these coverages make up a standard auto policy. Each of these coverages has its own separate premium. Your premium payment is the total of these separate premiums.
Kemper Car Insurance
Kemper Car Insurance
4.5
(2)
https://www.kemper.com/wps/portal/Kemper/Home/InsuranceOptions/vehicle/auto/!ut/p/b1/hZHPsmNAGMWfJQ9wozXd2pKQRPyN0MQmhSCEkHCDPP2Y2c3izpzdV_XVOb9Th4mYkIke8bss4qFsH3H9-47wZefKQJRZCQBgC0AzrMP2CGwIPMwETLhP-0ltzUKVwiNgpbmEjt-l4zSoDo83Z3en7p0H-Oj0M8Wxs-vqJPFe5pi4ZNdVuosfJ4SQpd07_DIryhGZPPknDHGXaVDeehGoxUzq4auZR-Fo5lLL4V69Pm0Jvo3WHUoOwJs8cSR78LLQfgettFot4OcFHPwgCfyv14GJyqRZj2mzBmvAEYhZBDGPiAAxFJba0R-HfwSclwfhxwiOZzwmBPzlVM2d9rl_3ApMumVk4KROFuuzRu8pnuXX-kkMWEuxWWAE4KSowPNMaKlk8obQuVLXlyXFqanQ_o0sIgx5AhZgjBDLEYZWZyCovTYqEnVadDhb7gL2UbqtmplOXlZ95POcjD3-KPsJel8jPKFsGyCpMCD3zMbObKi8L--N_F2whrZ5PU_3BG4lKhxmWtl5qpdTsRHt8eaPyIjo3GIj3tzyDKZ5KI9xQl9mzn5d6znOsLC5U93nr_VQpqpO_cr-3J3OmE3iXpzAcvJheovk61kBdSiWOa1922RM17wNdCAs4YrVL5ikVI4!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/
Rate
Kemper Personal and Commercial Lines provides products and services for individuals, families and businesses who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.
Bristol West Car Insurance
Bristol West Car Insurance
4.5
(2)
https://insurify.com
Rate
The company touts affordable rates, but the amount you’ll pay depends on your personal circumstances: age, gender, marriage status, address, credit history (in many states), etc. Driving history has a major impact on insurance costs: recent claims and traffic violations will make insurance companies raise their rates. Another factor is the coverage levels you choose: state minimum insurance is cheaper than full coverage.
Dairyland Car Insurance
Dairyland Car Insurance
4.5
(2)
https://www.dairylandinsurance.com
Rate
Affordable rates for reliable, cheap car insuranceMoney-saving car insurance discounts Flexible, pay-as-you-go monthly policy paymentsReinstatement/renewal options for cheaper auto coverage rarely seen elsewhereFriendly, knowledgeable, and helpful customer service24/7 claims service from experienced specialistsSR-22/SR22/SR 22 insurance, often with same-day insurance filings (subject to state availability)Non-owner insurance for an affordable coverage alternative (subject to state availability)
Esther Smith - State Farm Insurance Agent
Esther Smith - State Farm Insurance Agent
(0)
9801 Greenbelt Rd Ste 211, Seabrook
Rate